PRIVACY Policy.

This Privacy Policy describes how JP Talk — operated by John Paul Mitra, a licensed Risk Management Specialist and Financial Wealth Planner ("we," "us," or "our") — collects, uses, and protects information you provide when you visit our website or book a consultation.

We are committed to protecting your privacy and handling your personal information with respect, transparency, and care.

Information We Collect

We may collect the following types of information:

• Contact Information — name, email address, phone number, and similar details you provide when filling out our consultation form.
• Financial Context — general information about your financial goals, income range, or protection needs that you voluntarily share during our consultation process.
• Usage Data — anonymous data about how you interact with our website, such as pages visited, time on site, and referring URLs, collected via standard analytics tools.
• Communication Records — records of correspondence between you and our team, including emails and messages.

How We Use Your Information

We use your information only for the following purposes:

• To respond to your inquiries and schedule consultations
• To provide personalized financial planning guidance and recommendations
• To send you relevant updates, educational content, or follow-up communications — only with your consent
• To improve our website and the quality of our services
• To comply with applicable legal and regulatory obligations under Philippine law

We do not sell, rent, or share your personal information with third parties for their own marketing purposes.

How We Protect Your Information

We take reasonable and appropriate measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include secure data storage practices, limited access to personal data, and use of reputable third-party platforms that maintain their own security standards.

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Third-Party Services

Our website uses the following third-party services that may collect or process data:

• GoHighLevel (LeadConnector) — for our consultation booking form and CRM. Their privacy policy applies to data collected through their platform.
• Analytics Tools — we may use standard analytics tools to understand website traffic patterns. These tools collect anonymized usage data.

We are not responsible for the privacy practices of these third parties. We encourage you to review their respective privacy policies.

Cookies

Our website may use cookies — small text files stored on your device — to improve your browsing experience and collect anonymous usage data. You may disable cookies in your browser settings, though some features of the site may not function as intended.

Your Rights

Under the Philippines Data Privacy Act of 2012 (Republic Act 10173), you have the right to:

• Be informed about how your personal data is collected and used
• Access the personal information we hold about you
• Correct inaccurate or outdated information
• Request deletion of your personal data, subject to legal obligations
• Withdraw consent for communications at any time
• File a complaint with the National Privacy Commission if you believe your rights have been violated

To exercise any of these rights, please contact us at [email protected].

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, or as required by law. Consultation records may be retained for a reasonable period to support ongoing client relationships and regulatory compliance.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please reach out: